We're guessing that if you're a Jedi nobody is going to "forget" to pay back any money they owe you. That's just one of those little perks they don't mention when you sign up.
On the other hand, when creating a character class, be careful that it doesn't grant big bonuses to Intimidation skill. That's the easy way to make people do what you want.
Transcript
Watto: So, you're a Jedi now, huh? Maybe you can break the arms of a couple of deadbeats who owe me money.
Anakin: Some other time, perhaps. I'm looking for my mother. I know she was freed, but where did she go?
Watto: Heh heh heh, you should ask Cliegg Lars about that one.
Anakin: Er...
Padmé: Who's this Clear Glass guy?
Watto: What are you offering for that information?
Anakin: To not laser sword your leg off.
[SFX]: < bee-oop >
R2-D2: Awesome.
Watto: You wouldn't...
{Anakin glares at him}
Watto: You would.
Watto: He runs a moisture farm south of town.
Anakin: Moisture farm?
Padmé: It's that kind of health spa where they collect your sweat and process it into energy drinks.